As a US-based SEC compliant company, RAD's Security Token Offering is to build the foundation for bringing billions of crypto assets to the economy. With RAD lending platform that uses P2P lending principles and leverages crypto-secured lending, we aim to provide traditional credit solutions to crypto investors, miners, lenders, freelancers and more. Credit products that use crypto-secured lending and are built on our RAD Lending platform will fill the gap between crypto holdings and real-life fiat spending. Assembling a team of former IMF employees, credit card, marketing, blokchain and product development experts, RAD Lending and its platforms are planned for the long run. P2P lending platform: - Connects inv?stors with borrowers on a digital marketplace augmented with crypt?-secured lending. - Uses an exchange-like matchmaking engine to balance attractive interest rates with a high yield for inv?stors. - Supports a variety of fiat currencies with platform Fiat t?kens Crypto secured lending: - Uses crypt? collateral against a fiat loan or credit product - Overcollateralizes loans to protect against volatility - Provides smart contract-controlled decentralized and secure collateral management technology Digital credit history and scoring: - Allows users to control the disclosure of their digital credit history, which will be accumulated on a bl?ckchain. - Applies machine learning algorithms to transaction history and cash flow
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